Privacy Policy for Budgeto

Last Updated: [Insert Date]

[Developer/Company Name] ("we," "our," or "us") operates the Budgeto – Your Smart Money Partner mobile application (the "App"). This page informs you of our policies regarding the collection, use, and disclosure of Personal Information when you use our App.

By using the App, you agree to the collection and use of information in accordance with this policy.

1. Information Collection and Processing

Important Note: Budgeto is an offline-first application. We do not collect, transmit, or store your personal financial data (income, expenses, budget goals, account balances) on our servers. All data you enter remains strictly on your device.

A. User-Generated Data (Stored Locally)

The following data is stored solely in your device's internal memory:

Financial Transactions: Income and expense details, amounts, and dates.
Account Details: Names of accounts (e.g., "Cash," "Bank") and their balances.
Budgets & Categories: Your set limits and custom category names.
Settings: Your currency preferences and app configurations.

We do not have access to this data.

B. Automatically Collected Information (Third-Party)

While we do not store your data, we may use third-party services that collect anonymous data to help us improve the App:

Device Information: Model, operating system version, and unique device identifiers.
Usage Data: Anonymous metrics on how you interact with the App (e.g., screens visited, session length).
Crash Logs: In the event of an error, log data may be collected to help us identify and fix bugs.

2. How We Use Information

Since we do not have access to your personal financial data, we do not use it for any purpose. The App uses your input locally to:

Calculate total balances and display charts.
Track your spending against your budgets.
Organize your transaction history.

We use the anonymous usage data (collected via third parties) solely to:

Analyze trends to improve App performance and stability.
Fix technical issues and bugs.

3. Data Storage and Retention

Local Storage Only:
All personal financial data is stored locally on your specific mobile device. This ensures your privacy, as your sensitive financial information never leaves your control.

Data Loss Warning:
Because your data is stored locally, if you uninstall the App or clear the App's data from your device settings, your financial records will be permanently deleted. We cannot recover this data for you as we do not have a copy. We recommend you regularly back up your device data using your phone's built-in backup solutions (e.g., Android Backup).

4. Third-Party Services

We may employ third-party companies and services to facilitate our Service (e.g., for analytics or advertising). These third parties do not have access to your user-entered financial data, but they may collect device identifiers and usage data.

Google Analytics for Firebase (for usage analysis)
Google AdMob (if the app serves advertisements)

5. Children’s Privacy

These Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. Since the App does not require account creation or server-side storage, we do not hold any data regarding children.

6. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page.

7. Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at:

Email: [Insert Support Email Address]
Website: [Insert Website URL - Optional]